Step 2: Create a Budget

Creating a Budget

Budget! Budget! Budget! This word doesn't have to intimidate you. At Allfluent Wealth Management, we see a budget as a plan for your money, a conscious decision of your priorities, and permission/freedom to use your money with purpose. The five things you should include in a budget are giving, survival needs, disposable needs, your wants/lifestyle, short-term savings, and savings for future goals.

We’ll review your current budget and show you budget examples and review some techniques to help in the budgeting process.

We've included an Excel budget spreadsheet that many of our clients find useful.

Budget Sheet