Step 1: Initial Discovery

Initial Discovery Meeting

The initial discovery meeting is where we explore your financial goals and identify where you are in your financial health. We look at your current assets, income streams, and liabilities.  We answer any general questions and provide education on our process. We schedule the initial consultation for one hour. There is no charge for the initial consultation.

What to Expect

The general talking points for the meeting is:

  • Collecting relevant information 
  • Reviewing your goals
  • Discussing your concerns
  • How you envision your future

Be prepared for these questions and we find that the conversation flows from there. You’ll learn that we are passionate and love what we do and we are very patient in moving at a pace that is comfortable to your family’s timeframe.

How Do I Get Started?

Allfluent Wealth Management has created an initial discovery fillable form that will assist you in this process. We guide you through a list of the common income/asset/liability questions that are asked during the initial discovery meeting. So that we may get a full financial picture, here is a list of items that we ask you to bring to the meeting. Don't worry if you only have a few or none.

  • Mortgage Statement (if applicable)
  • Budget
  • IRA Statements (Roth, Traditional, SEP, SIMPLE)
  • 401(k)/403(b)/457 Statements (investment choices if available)
  • Term Insurance (Declaration Page)
  • Long-Term Disability (if applicable)
  • Long-Term Care (if applicable)
  • College Savings Plans
  • Current Financial Goals (top 3 financial priorities you are working on)
  • Retirement Goals (what does retirement look like [monthly spend in today’s dollars], legacy plan, giving plan)

Fees After the First Appointment

We offer several pricing options including fee-based, commission, and hourly fees.

Ongoing Engagement

We’ll check in on you, if we haven’t heard from you periodically. You can expect to hear from us every 3-4 months as a general practice, just to check in. We also take this time to look over your account(s) and determine if any rebalancing needs to be done.